Xponent is our AI-powered workbench designed to support both sides of the insurance process. For carriers and MGAs, Xponent serves as an end-to-end underwriting workbench that helps manage submissions, data, and decision-making. For retail and wholesale brokers, Xponent provides a full distribution workbench that simplifies placement, quoting, and collaboration. Whether you’re an underwriter or broker, Xponent brings everything you need into one connected platform.

An underwriting workbench is a centralized platform where underwriters can access everything they need. Acting as a single pane of glass, it sits on top of existing policy administration systems so underwriters can access submission data, third-party insights, workflow tools, and collaboration features in one place. Instead of toggling between systems, underwriters can review, analyze, and make decisions faster and with more confidence.

Out-of-the-box, Xponent provides a highly configurable platform that enables insurers to define and update coverages seamlessly. Business users can modify underwriting rules, eligibility criteria, and rating structures without IT dependency.

Xponent provides underwriters with 90+ capabilities and configurations such as size, history, and opportunities, work management, performance dashboards and operational reports, policy lifecycle, class fit, exposure analysis, and underwriting documentation.

With Xponent, carriers and MGAs cut decision-making time by 60%, reduce costs by over 50%, and see a 10% improvement in three-year loss ratios.