End to End Underwriting Solution for
Carrires and MGAs

Xponent is an AI underwriting solution that features an intelligent underwriting process that is predictable, repeatable, and profitable.

End-to-end digital underwriting ecosystem

Low-code platform with ready-to-use integrations

Ready to use or customizable to fit unique needs

AI Expert agents equipped with advanced insights

Unleash the full potential of your underwriting teams

96+

Underwriting Capabilities

200+

Integrations

10+

AI Expert Agents

97.5%

Avg. Extraction Accuracy

Strategic Design for Strategic Outcomes

Xponent is designed with the underwriters in mind. At IntellectAI, we address one question - How can the underwriters job be simpler, better and faster?

Pre-build Design

Seamlessly tailor workflows and underwriting rules to align with various lines of business and product needs, appetite evolution, and strategic goals.

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AI Expert Agents

Automate routine tasks, enhance accuracy, and deliver actionable insights, empowering underwriters to work smarter and faster with 10+ Expert Agents.

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Integration

Eliminate inefficiencies, tackle complex risks with precision, and leverage AI-powered insights—all while maintaining complete human validation.

The Xponent Way

Maximize every policy’s journey by empowering underwriters with robust frameworks,
tools, and capabilities powered by AI underwriting

Enhance your underwriting with 96+ intelligent underwriting tools

Submission Intake

Automates document ingestion and
data extraction for faster processing.
Submission Prioritization

Prioritizes submissions by predefined
rules and routes them to specific
underwriters based on categories.
Risk Assessment

Analyzes opportunities, underlying risks,
and other factors using a mix of AI
and underwriter expertise.
Product Selection

Select appropriate products that match
the risk, opportunity, and appetite.
Pricing and Quoting

Generates accurate quotes using
AI-powered pricing models.
Bind and Issue

Automates policy binding with document
management and generation.
Renew

Streamlines renewals with AI-driven
insights and pre-filled applications.

One solution, your solution

Chose, define, compose your solution for your own use cases. Xponent is designed for underwriters by underwriters covering all the nuances of commercial and specialty lines.

[1]

A powerful E&S Underwriting Workbench with the flexibility of integrating your Excel raters!

[2]

Built-in PAS delivers up-to-date rates, rules, and forms, ensuring seamless underwriting and policy management.

[3]

P&C and Specialty Underwriting Workbench unifies policy admin systems into one view and improves your combined ratio.

[4]

Straight Through No Touch Automation for SME Underwriting helps you write more with AI that puts you in control.

[5]

Enable real-time communication between underwriters and brokers by easily ingesting submissions to get bindable quotes in minutes!