The State Fund Dilemma: Bound by Mandates, Burdened by Cost

As a state compensation fund, you operate under a rigid set of rules. State-mandated caps limit your pricing flexibility, and strict regulatory guidelines prevent you from walking away from high-risk accounts. When you can’t simply raise premiums or reject bad risks, operational efficiency, fraud detection, and targeted loss prevention become your only levers for financial health.

We help state funds take back control.

Maximize Margins Within Your Mandate

Our advanced underwriting ecosystem is built to help state funds reduce operational drag and make highly informed pricing decisions where every dollar counts.

• Magic Submission: Seamlessly ingest and extract messy submission data instantly. Eliminate manual data entry so your underwriters can focus on evaluating risk, not typing forms.
• Xponent: Empower your team to make better, faster pricing decisions. Xponent utilizes advanced loss analysis capabilities to evaluate a prospect’s historical claims, identifying exactly what type of losses they are experiencing, and crucially, which ones are entirely avoidable.
• Risk Analyst: Our deep 3rd party data aggregator that pulls comprehensive risk profiles instantly, flagging potential fraud and hidden risk indicators before you bind.

Meet Our Team at AASCIF

Let’s discuss how to optimize your fund’s portfolio. Schedule 15 minutes with our leadership team on-site at the Albuquerque Convention Center.

Simon Fagg | GTM Leader

Glenn Cannon | SVP of Sales